All Tenants have the responsibility to carry RENTER'S INSURANCE on the contents of all rented premises to protect Tenants' personal contents from water damage, fire damage, storm damage, break-ins, etc.
The Landlord's risk insurance on the building structure DOES NOT cover Tenants' personal property. By choosing to NOT purchase a Renters Insurance policy, Tenants assume the full risk of loss for your personal property or liability for accidents to visitors or guests that might occur within the rented premises.
If you do not already have a preferred insurance agent, Distinctive Rental Properties of Lafayette, Indiana recommends the H.J. Spier Company as a preferred source for Renters Insurance policies.
H. J. Spier has been Distinctive Rental Properties preferred insurance agent since 1996, however we do not receive any compensation or other indirect benefit from Tenants purchasing Renters Insurance policies through H. J. Spier. We offer this recommendation knowing that our valued Tenants will be treated with the utmost courtesy and professionalism and will receive the best possible insurance coverage and value.
Mr. John David Null, CPCU
H. J. Spier Co., Inc.
5750 Castle Creek Pkwy.
Indianapolis, IN 46250
Tel. (317) 205-2527
115 N. 10th Street,
Lafayette, IN 47901